Pricing
A flat fee that does not climb as you grow.
Most pricing in this category is a percentage of payroll, so the bill climbs every time you pay yourself more or add a person. The fee here is flat per person: $150 a month for the full stack, or $75 for compliance only. It is the same number when you net $90,000 and when you net $250,000, the same in month one and in year three.
Both prices are on this page, along with the plan tiers, and you can read all of it before you give us a name.
No cost and no contact for the first result.
01Who this pricing is for
Two cases where a flat fee comes out ahead.
If you sit well below these numbers, the flat fee is harder to justify, and the calculator is built to tell you that early.
Nets about $90,000 or more and pays about $500 or more a month for current coverage.
1 to 25 W-2 employees facing renewal pressure, retention cost, or a growing payroll load.
02The flat fee, in two forms
Flat per person. No percentage of payroll.
Full stack covers group plan administration, payroll, HR support, compliance, and the rest of the back office. You are on the full stack, because the group plan is the reason to be here. The $75 compliance-only rate is for any W-2 employees you are not putting on benefits but still have to carry on the PEO's payroll. Both are month to month, with no long-term contract, no setup fee, and no percentage taken out of payroll. A solo owner pays for one person. A team of eight pays for eight. When you give yourself a raise or add a hire, the per-person number does not move. You pay it to the PEO, not PEO Broker.
03Why flat per person beats a percentage of payroll
A percentage of payroll is a tax on growth.
A lot of pricing in this category is a percentage of payroll, which industry cost guidance puts at 2 to 12 percent of total payroll (ADP, 2026). The logic is reasonable on its face: a larger payroll usually means more administrative work, so the bill scales with it.
The limit shows up as you grow. A percentage of payroll charges you more every time you pay yourself more or add a person, even when the work behind it has not changed much. The owner who succeeds pays more for the same service, and switching later is a project once you are settled on the platform. A flat per-person fee holds steady: the same $150 at $90,000 of owner pay and at $250,000, and you can forecast next year's whole cost without a spreadsheet. We place clients with a PEO that prices this way for that reason.
04What a group plan costs
Three tiers, priced in the open.
The group plan through our PEO partner is a National Tier 1 PPO, the kind of plan a large employer runs for its people. A lower monthly figure comes with a higher deductible. That is the trade every plan makes, and the calculator runs it against your own numbers.
Each plan's deductible, network, and full plan documents are on the coverage page. Top-tier dental and vision and a 401(k) are available alongside the plan. Our PEO partner is Industry Association and Bonding Authority accredited, and the group plan is offered in all 50 states.
05The fee is paid out of savings, not added on top
The question was never whether $150 is a lot.
The flat fee only works if the structure underneath it pays for itself, so the calculator is built to show you whether it does, on your own 2026 figures. A large employer buys coverage as one big group, so it gets a better plan at a better price than one person or one small team can. When you join a group like that, the better group price usually more than covers the flat fee. For an owner who clears the line, the fee is paid out of money the old way was costing you, not added on top of it.
The real question is whether getting inside the group saves you more than $150 per person. The calculator answers that on your own 2026 figures, with all three tiers next to your current path. Even near break-even, you still moved payroll, filings, workers comp, and HR off your desk and onto people whose job it is, and you put yourself and your people on a large-group plan instead of buying alone. For most owners who clear the line, the result lands well past break-even.
06How the prices connect, and who runs the plan
Both run through the PEO.
The plan premium and the administrative fee both run through the PEO. The premium runs through payroll; the flat fee covers the back office.
07How PEO Broker is paid
You pay the PEO, never PEO Broker.
PEO Broker is a referral partner, paid by the PEO when a client it introduces enrolls, at no added cost to you. That referral fee does not change if you pick Plan A over Plan C, and it does not change if your premium is higher. That matters for one reason: it is why the first result can honestly tell you no. Our pay does not rise with the plan you pick or your premium, so the number you see is the real number, with no pitch waiting behind it.
08Frequently asked questions
Answers, before you ask.
What does the PEO charge?
Does the fee go up as I grow?
Is the plan premium included in the fee?
What do the three plans cost?
Is there a contract or a lock-in?
How does PEO Broker make money?
What does it cost to see my number?
Is there a PEO cost calculator?
How do I know whether the fee pays for itself?
See your number