Coverage
The same plan a large employer runs, opened to a business your size.
You were told a business your size cannot get a real group plan. That is wrong. The plan below already exists, run by a large established group you can join: a National Tier 1 PPO, top-tier dental and vision, a 401(k), and the back office to operate it. Here is exactly who provides it and the plan documents to read.
The prices are in the open on the pricing page.
It costs nothing and takes no call.
01Who this plan is built for
You join the group to get the group's rate.
It fits a profitable solo owner or a team of 1 to 25 who pays real money for coverage now and wants the kind of group plan a large company offers its staff. You do not build a plan, and you do not change how you run your business.
What you get
- Health
A National Tier 1 PPO, offered in three tiers.
- Dental and vision
Through Partner Provider.
- Retirement
A 401(k) through Partner Custodian.
- The operating stack
Payroll, HR support, workers' compensation coverage, and compliance.
02Health plans
A National Tier 1 PPO, underwritten by Partner Carrier.
Offered in three tiers on the same national network. The tiers differ by deductible. These are group rates: the plan is priced across the whole group, so your age does not move your cost.
| Plan | Deductible | Network |
|---|---|---|
| Plan A | $1,000 | Partner Carrier national PPO |
| Plan B | $3,500 | Partner Carrier national PPO |
| Plan C | $7,350 | Partner Carrier national PPO |
Read the full benefits before you decide: Plan A summary, Plan B summary, Plan C summary. For what each tier costs each month, see the pricing page.
03Dental and vision
Through Partner Provider, included in the full stack.
The plan documents name what is covered and at what level. Your number reflects the bundled cost.
04Retirement
A 401(k) administered through Partner Custodian.
How the plan is structured depends on whether you are a solo owner or a team, so the specifics are something your CPA should confirm against your own situation. See how we calculate the number for your case.
05The operating stack
The part most solo owners never get at this size.
Payroll runs on a portable, industry-standard platform you can leave if you ever move on. You are not locked in. HR support and workers' compensation coverage are included, and compliance is handled at the structure level. It is a large reason the structure is worth running the math on.
06What it costs
A flat administrative fee, paid to the PEO.
Month to month, the same whichever plan you choose, and separate from the plan's own premium. You pay it to the PEO. PEO Broker is a referral partner, paid by the PEO when a client it introduces enrolls, at no added cost to you, and that fee does not rise with the plan you pick. For the plan prices, see the pricing page.
07How you get these plans
You join a large group that already runs them.
You join a PEO co-employment structure: a large, established group that already runs these plans. For plan pricing, you become part of that group. You keep running your business exactly as you do now. Our PEO partner is Bonding Authority-accredited and a Industry Association member, the marks that signal a vetted operator. We keep the partner's name off public pages until you are introduced directly.
Vetted and accredited
The carrier that underwrites the plan is named above, with its plan documents. As we add partners, the carriers and documents shown here reflect what each one offers.
08We are not the plan provider
A separate, licensed provider runs the plan.
09Common questions
Answers, before you ask.
Is this real group coverage?
Does the monthly price change with my age?
Can I see the plan documents before I commit?
What about an employee I am not putting on the plan?
Who runs the plan and handles claims?
Last reviewed: June 2026.
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